Sir,
I get a small pension from the Employees Provident Fund (EPF), after retiring as an Occupational Therapist, JSS Hospital. November Month is when one must prove one is alive. This year, I received a message on my smart phone that I could do it through an app, as Covid infection put us at risk in crowds. Last year, it entailed a long wait with hundreds of pensioners, at the EPF Head Office.





